较聪明较耐性
有项研究显示比较聪明的人在财务方面会比较有耐性而且能比较能够忍受风险。
Science Daily — Assuming someone gave you the choice of 100 euros today or 150 euros in a year’s time. Which sum would you take? Scientists at the University of Bonn and the Institute for the Study of Labour (Institut zur Zukunft der Arbeit, IZA) asked 1000 adults in Germany this question. At the same time they measured the cognitive abilities of the participants, using two different methods. The result was that intelligent people prefer to wait for a higher return, rather than going for the money now. This is the first time that this relationship between intelligence and patience in financial matters has been shown. Furthermore, the willingness to run risks increases with higher intelligence.
如果有人给你选择，他今天给你100块或者等到明年才给你150块，你会选择哪个呢？被问这个问题的时候，我选择后者。
我想如果今天拿着一百元在明年的今天不能赚到一千元的话，那我又何必急着去拿这笔钱呢，不如等到明年的今天拿150元。这一年内我既不会花这笔钱，而且比100元多处50元，银行利息都没这么高。
