做大鳄隆

张贴于 June 3, 2006 – 3:55 am | 作者是 黄德峻 | 张贴于

其实现在想要放高利贷也可以很科技化的。
Prosper.com就提供了给你放高利贷的服务。这是一个P2P的服务。你可以跟人借钱,也可以借钱给人。利息多少?你自己决定。

When a borrower’s payment is late, Prosper communicates directly with the borrower to encourage repayment. After 15 days, Prosper notifies the group leader of the late payment and that the group’s reputation is at risk. After 30 days, Prosper engages a nationally-licensed collection agency, giving borrowers 90 days to bring the account to current. At 120 days past due, the loans are sold to a debt buyer. At that point, the borrower’s credit report is negatively impacted with a default, they are banned from the platform, and the group’s reputation is negatively affected.
—— Prosper: Help: Frequently Asked Questions

人人都可以做阿隆啦!这个网站,应该会成功。不过这个借钱东东只限于美国公民。
我想要是在亚洲实行也许又会变形了。

好消息:
经过无数次的蒸蛋(屡屡失败),今天终于给我成功的蒸出一个比较像样的蛋了!味道?有待改善。
最近拉肚子的频率越来越高的原因。

Link:
Prosper: The online marketplace for people-to-people lending

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